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Commercial General
Liability Policies (CGL)
McFarlane Agencies has markets to provide liability protection for all types of businesses
including: contractors, wholesalers, retail, service, offices, consultants,
directors/officers and building owners. Additional coverage can be added to the liability
policy to include coverage for contents, buildings, tools, equipment, crime, business
interruption, boiler and machinery. McFarlane Agencies is able to tailor an insurance
policy to meet the needs of our clients and their specific business.
Commercial Packages offer broad coverage pertinent to the business with the flexibility of
change as it becomes necessary. The package policy serves a specific purpose to cover a
particular business while at the same time, it offers a comprehensive and easy way of
insuring your business.
Host Liquor/Party Alcohol Liability
McFarlane Agencies offers host liquor liability coverage for one time events such as
dances, cabarets, weddings and graduations as well as annual policies for restaurants and
pubs etc.
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Bonds
McFarlane Agencies offers Administration, Contract, Lost Document and Miscellaneous Bonds.
Commercial
Vehicles
McFarlane Agencies offers automobile coverage for commercial purposes. From artisan use of
a light pickup to long haul trucking. Markets are available for fleets, garage owned and
non-owned auto policies, public vehicles, farm vehicles and commercial use of recreational
vehicles such as ATV’s. McFarlane Agencies also provides coverage for motor cargo.
Course of Construction (COC) & Homeowner Policies
McFarlane Agencies offers a special program for builders and/or homeowners when building a
new home. Coverage can be provided from the time the land is purchased, through the
construction stage and continue when the home is occupied by its new owner.
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