McFarlane Agencies


	Why do you need Travel Insurance? When you travel within Canada, the provinces of Canada, except Quebec, have a reciprocal agreement that ensures Alberta Health Care is billed directly for medical services rendered within the Canadian Provinces. In Quebec, the individual may have to pay the cost of services first, before applying for reimbursement from Alberta Health Care. When you travel outside of Canada, coverage is limited. The financial responsibility is shifted from the government to the individual. Did you know that Alberta Health care only covers $50 per visit for Outpatient care, $100 per day for Inpatient care and will only pay the same assessment fee charged by Alberta Practitioners (Canadian Currency) to that of out of country Practitioners. There are some serious limitations in our Alberta Health Care that could place a financial burden on your holiday. Travel Insurance is not a good idea but rather a necessary one.	McFarlane Agencies is able to provide world wide travel coverage for those who require protection for a single trip or for multiple trips throughout the year. Emergency coverage can be available. Family plans are available along with group rates. Emergency Medical and hospital expenses, Baggage, Personal Effects & Currency, Air Flight/Common Carrier/24hour Accident, trip cancellation and Collision damage protection is available. Coverage is available for Alberta residents as well as visitors to Canada.
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